Amex EveryDay® Credit Card
The Amex EveryDay® Credit Card (Review) is a rare breed because it offers a top-notch balance transfer deal — a long intro period and no transfer fee — along with a solid rewards program (most great balance transfer cards don’t have very good rewards).
pros and cons
EARN 20% EXTRA POINTS.
Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms apply.‡
2X POINTS
At US supermarkets on up to $6,000 per year in purchases (then 1X).‡
1X POINTS ON OTHER ELIGIBLE PURCHASES
Earn 1X Membership Rewards® point for every eligible dollar you spend. Terms and Limitations Apply.‡
No cash back.
Cost
Annual Fee
$0
Purchase APR
None
Foreign Transaction Fee
Cash Back
None
Credit Score
Good
No Annual Fee Credit Cards For Bad Credit
Secured cards are designed for people with bad, limited, or no credit, so they usually come with pretty unfavorable terms. But the Discover it Secured is different, and even provides a decent rewards program. Not only that, your cash back is doubled for the first year! That’s even better than some reward credit cards.
Food (Restaurants and Groceries)
The Bank of America® Cash Rewards Credit Card (Review) is one of the most flexible cash back cards around, with a 3% bonus category you can change every month. Dining is one of your choices, along with quite a few other useful options, and you’ll always get grocery stores for one of your smaller categories.
No Annual Fee Credit Cards For Flat-Rate Rewards
Paying an annual fee on a credit card can be worth it if it gets you substantially higher rewards. But in many cases, credit cards that don’t charge annual fees offer better long-term value than those that do. No-annual-fee credit cards make it easy to come out ahead, regardless of your spending. Plus, you’ll be able to keep your card open for a long time at no cost, increasing the average age of your accounts, which has a positive effect on your credit score.
No Annual Fee Credit Cards For Long 0% Balance Transfer APR
If you need a card with a long 0% intro APR for purchases, it will be hard to beat the U.S. Bank Visa® Platinum Card.
No Annual Fee Credit Cards For Rotating Bonus Categories
The Discover it® Cash Back (Review) is our top pick for rotating cash back categories thanks to its unique Cashback Match. You’ll earn 5% back in categories that change every three months, up to $1,500 spent per quarter (activation required).
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